AXIS Score
A lane-aware readiness score based on the kind of transaction you are pursuing.
Free AXIS Score · selected funding-source relationships
Build a stronger funding file. Reach the right capital.
AXIS shows how funding sources may read your file, what your numbers can support and what to strengthen first. When the file is ready, AXIS represents the request through selected funding-source relationships matched to the capital need.
Start with intelligence, not an application. See your AXIS Score, likely capital path and leading gap first; then decide whether to strengthen the file or move forward with funding.
ABOUT 3 MINUTES · NO PHONE REQUIRED · NO LENDER SUBMISSION
AXIS ENGINE · WORKING CAPITALILLUSTRATIVE
72AXIS SCORE
Current route
Bank-path candidate.
Strong enough to test after verification.
01Business line of creditPossible fit
02Equipment financingPurpose dependent
03SBA or term financingBuild toward
Leading gapExisting obligations
→Next moveQuantify payment pressure
Illustrative categories, not offers. Verification determines what is worth testing.
SCORE · PATH · GAPNO CREDIT DECISION
Selected funding-source relationshipsWorking capitalEquipment financingSBACommercial real estateAcquisition financing
50+Relationships matched to the verified file
2BCapital structures evaluated
10,000Eligibility, pricing and final decisions
FUNDING SERVICE
The business pays AXIS nothing for assessment, placement or closing.
When funding closes, the participating funding source pays AXIS.
How AXIS gets paid →MONITORING STATUSBusiness Credit Monitoring enrollment is paused
No monitoring payment is being accepted while production fulfillment is completed and verified.
INTERACTIVE PAYMENT ESTIMATOR
Move the bars. See how amount and time change the payment.
Explore illustrative amortizing-loan math before testing which funding structures the business may support.
Illustrative annual-rate band8% 18%Actual pricing depends on the verified file, structure and funding source.
Illustrative amortizing-loan payments use an 8% to 18% annual interest-rate range. Many business-financing products use different pricing, fees and repayment structures. This is educational math, not a quote, offer, approval or commitment to lend.
What you receive
Four answers. No black box.
The engine shows the output once. Everything else on the site exists to help you act on it.
Funding Path
The capital category your current file is built to test.
Gap Diagnosis
The issue most likely to weaken the request or raise the cost.
Next Moves
Three actions in the order that creates the most leverage.
A second way to begin the same AXIS Score
Let your documents answer first. Then fill only the gaps.
Start with four consecutive business bank statements and one recent customer-provided tri-merge report. AXIS reads cash-flow consistency, liquidity, reported credit obligations and potential debt pressure, then asks only for facts the package could not support.
- Immediate banking, credit and debt-pressure first read.
- Raw files and extracted text stay in this browser tab.
- No credit pull, contact form or lender submission before the result.
Illustrative score journeys
Different needs. One disciplined read.
The AXIS Score keeps the purpose, evidence and likely funding path connected. These simulations show how preparation can change what is worth testing. They are not client results or financing promises.
Operating flexibility
Inventory and payroll
6174
Banking pattern documented
Illustrative AXIS Score movement after self-reported inputs are improved and then verified.
Productive assets
Equipment and capacity
6879
Request matched to asset life
Illustrative AXIS Score movement after self-reported inputs are improved and then verified.
Growth and structure
Expansion or acquisition
5771
Use of funds and timeline clarified
Illustrative AXIS Score movement after self-reported inputs are improved and then verified.Two lanes · one honest route
A $75K working-capital request is not a $5M acquisition.
Bank-statement underwriting
For cash flow, inventory, payroll, vehicles and smaller equipment needs. Start with four months of statements and receive an immediate preliminary score.
Typical request · $10K to $500KTypical process · 1 to 14 days
Get my free AXIS ScoreCommercial project analysis
For a commercial project, upload the presentation and financial model for an immediate Deal Check before opening the private underwriting workspace.
Typical request · $250K to $25M+Presentation + model first
Analyze a commercial projectThe first useful answer should be free.
Start with the purpose and amount. AXIS will route the rest.
The intelligence layer behind every AXIS path
The score is not the finish line. It shows what to do next.
AXIS turns business, banking, credit and document signals into one five-pillar read. A stronger, verified file can expand the structures, amounts and pricing worth testing, but every final decision and term remains with the funding source.
01AnalyzeSee the profile lenders may test.
02StrengthenWork the gap with the most leverage.
03Fund or monitorTest the path now, or keep building.
AXIS ENGINE · ILLUSTRATIVE PROFILELIVE READ
72AXIS SCORE
Current read
A fundable path, with room to strengthen.
Verify the file and improve the leading gap before comparing terms.
SCORE · PATH · GAPNO CREDIT DECISION